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Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Ideally, insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a reasonable fee. ...
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Health Insurance -- Due Diligence That Pays Many Times Over
By Chimezirim Chinecherem Odimba
Your health is your wealth. By that same token, your health insurance policy should be given as much consideration (if not more) as when you're making a major investment in stock and the like. Here Read more...
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Public Liability Insurance -- Do You Need It As A Business Owner
By Peter Fitzpatrick
Public liability is important because all business are at risk to some degree. Even if nothing bad has ever happened on your business premises, that's no guarantee that it won't someday. If someone is hurt, or their property lost, it's your responsibility to properly compensate them. This cost can be extremely high, depending on the individual case.
Fortunately, you do have a way to protect yourself against this eventuality. Purchasing public liability allows you to breathe a little easier. Even if a customer claim is expensive, the company will be there to provide a safety net. It is their responsibility to keep you covered for claims and legal fees. This leaves you free to concentrate on actually doing business, rather than worrying about what might happen. Following are some examples of times when public liability might come in handy.
Owners of plumbing companies usually get the job done fast and right. However, every once in a while something might go wrong. Should you damage a customer's pipes while on the job, damaging property such as computers and carpeting, public liability will be there to pick up the bill.
Another example is that of a marketing business. If a customer were to twist an ankle in
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California Strengthen Health Reforms
By Sam Rosy
While Massachusetts previous year became the first state wanting each one to purchase health insurance, the proposals in California could come up with an even bolder trial, because the Golden State's Read more...
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Auto Insurance , A Must For Piece Of Mind
By Calvin A Leonard
Comparing the quotes of different companies on the internet for buying insurance provides a wider platform to the consumer, where they can compare quotes from several companies and choose one among Read more...
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