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Car And Van Insurance -- How To Reduce Your Insurance Premium
By Peter Fitzpatrick
One good security measure that is easy to accomplish is to have your vehicle registration number or vehicle identification number engraved on all your windows. The more surfaces on the vehicle that Read more...
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Dental Insurance Is A Ripoff
By Scott Miller
Insurance companies continue to earn massive record profits, there's nothing wrong with that it's the free enterprise system at work, but people are being misled and ripped off. All is not bad, in fact you'd be crazy not to have many forms of insurance, but that certainly doesn't apply to dental insurance.
Homeowners is something I'd prefer not to pay for, we've had it for about 20 years and never filed a claim, but what if your house burns to the ground? Let's just say that your house is worth $250,000 and your homeowners is $2,500 a year. If you pay for 20 years and never have a claim you'd be out $50,000 but if your home is destroyed could you afford to rebuild without insurance?
Insurance is for the most part designed to prevent you from suffering a catastrophic loss, and in our example the $50,000 you spent over 20 years looks like a bargain when your company builds your new home for nothing. But not all is created equal!
Dental is a colossal waste of money. If you have dental insurance, you're probably paying from $600 to $1,000 a year depending on a variety of variables, how many people in your family, deduct etc. So let's say that you don't use it for just 3 years. With an annual premium of $800 you would have paid $2,400 during that time and just like homeowners you never filed a claim, but in year 4 you need some major dental work to the tune of $4,000. What happens now?
You probably won't see this on the NBC Nightly News with Brian Williams but this my friends is the fleecing of America. Over 4 years you would have paid $3,200 in dental premiums and you may be expecting your company to foot
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Travel Accident Insurance Should Be A Necessity
By kingmoore
Travel Accident Insurance Programs usually cater to those individuals who want some kind of insurance for themselves while traveling both inland as well as out of the country, to try and secure their Read more...
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Importance Of Auto Transport Insurance
By mercys
Many people require the auto transport service but are not aware of the importance that auto transport carries. Most reliable car and auto transport companies carry the necessary insurance to cover Read more...
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