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Auto Insurance For You And Your Pocket
By Calvin A Leonard
Even though you will get quotes from most of the insurance companies by using an auto insurance broker it is still worth trying out and investigating some of the cheaper companies directly as they Read more...
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Tickets And Your Insurance Rates
By Lee Romanov
Tickets and Your Rates
"Forget About World Peace...Visualize Using Your Turn Signal."
Tickets issued under the Highway Traffic Act, Act or Criminal Code appears on your
driver abstract and affects your rate.
Car rates between auto companies can vary by hundreds, even thousands of
dollars. The easiest way to find which companies offer the lowest prices is to do an
online rate search. InsuranceHotline.com offers free rate searches for consumers. This article
tells you the types of tickets that affect your rate.
Ticket Classifications: Tickets are divided into 3 classifications: minor, major and serious
convictions, which include criminal acts. All ticket classifications, regardless of demerit
points, affect your rate.
Parking Tickets: Parking tickets do not affect your driver’s license, record or
appear on your driver’s abstract. The only consequence of not paying a parking ticket means
that your license plate will not be renewed. In other words, you will not be able to get your
renewal "sticker" unless you pay for your parking tickets.
Minor, Major and Serious Convictions: Here’s a list of the ticket classifications and the
various types of minor, major, serious, and criminal convictions that will affect your
insurance rate:
Minor Tickets
· Crowding Driver’s Seat
· Defective Brakes
· Drivers License Violations
· Failing To Share The Road
· Failing To Signal
· Failure To Use Seatbelts
· Failing To Yield
· Failing To Yield To A Pedestrian
· Failure To Surrender Your License
· Failure To Produce Evidence Of Insurance
· Failure To Produce Or Carry Card
· Following Too Closely
· Headlight Offenses
· Improper Driving In A Bus Lane
· Improper Lane Change
· Improper Opening Of Door
· Improper Passing
· Improper Towing
· Improper Turn
· Improper Use Of Divided Highway
· Insecure Load
· Obstructing Traffic
· Overloading
· Use Of Radar Warning Device
· Improper Railway Crossing
· Speeding
· Stop Sign Infraction
· Traffic Light Infraction
· Trailer Passenger
· Unnecessary Noise
· Unnecessary Slow Driving
· Unsafe Move
· Unsafe Or Prohibited Turn
· Unsafe Vehicle
· View Obstructed
· Wrong Way On One Way
· Obstruction Of View
· Obstruction Of License Plate
· Driving without an up to date Inspection Sticker
Major Tickets
· Speeding 60 mph over posted speed limit (or set limit in your province or state)
· Failing To Report An Accident
· Failure To Report Damage To Highway Property
· All Offenses
· False Statement Of
· Operating Motor Vehicle With No
· Driving With No
· Produce False Evidence
· Driving In Contravention Of Restrictions
· School Zone, Improper Passing Zone
·
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Private Van Insurance -- How To Find The Cover For Your Personal Needs
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Auto Insurance Options For Your Family
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Buying auto insurance can be very expensive these days but it is possible to reduce the overall costs a little and still make sure that you have all of the necessary insurance coverage for your car Read more...
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