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A contract in which one party agrees to pay for another party's financial loss resulting from a specified event (for example, a collision, theft, or storm damage). Lease agreements generally require that you maintain vehicle collision and comprehensive insurance as well as liability insurance for bodily injury and property damage.
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California Strengthen Health Reforms
By Sam Rosy
While Massachusetts previous year became the first state wanting each one to purchase health insurance, the proposals in California could come up with an even bolder trial, because the Golden State's Read more...
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Photo Radar Tickets And Your Car Insurance Rates
By Lee Romanov
You are obligated to pay the fine that comes with photo radar tickets, however, Auto companies can not legally increase your car rates. To ensure you are not being charged extra, go to your local DMV and request your Drivers Abstract. The drivers abstract lists all tickets, suspensions and demerit points over the past 5 years. Saving money is on everyone’s mind. The only way to ensure that you find which companies offer the lowest price is to do an online rate search. InsuranceHotline.com offers free rate searches for drivers.
This article explains the difference in rates between photo radar tickets and police issued tickets.
Radar
Photo radar appears to be a license for the wealthy to speed.
There are no consequences to getting caught by photo radar. You pay and get away. You do not go to court and your rate never goes up.
When pulled over and ticketed by a police officer your rate will skyrocket. Tickets from photo radar have no consequences, as the ticket is assigned to the car, not the driver.
Here’s a rate comparison between a driver with 3 photo radar tickets verses a driver ticketed 3 times by the police.
Driving Profile ---------- Lowest
3 Photo Radar Tickets $1,425
3 Police Issued Tickets $3,731
Drivers who get pulled over and ticketed by the police are charged under the Highway Traffic Act and suffer the consequences of increased costs, and possible policy cancellation. This is a strong deterrent and keeps our roads safer.
Photo radar results in fewer police patrolling the streets. So “cheers”
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California Unemployment Insurance - Know Your Benefits!
By Nat Bronson
California unemployment insurance act came into place to provide unemployment benefits to those who lost their jobs unexpectedly and through no fault of their own. If you find yourself unemployed Read more...
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Additional
Resources
Photo Radar Tickets And Your Car Insurance Rates
By Lee Romanov
You are obligated to pay the fine that comes with photo radar tickets, however, Auto insurance companies can not legally increase your car insurance rates. To ensure you are not being charged extra, Read more...
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