|
|
Additional
Resources
|
|
Why You Should Compare Credit Cards Before Applying
By Jon
You have been pre-approved for a low interest credit card with a typical APR of 12.5%, and an introductory rate of 7% for the first three months. There's an Read more...
|
|
|
|
dhyansanjivani.com
Below, you'll find extensive
information on leading secured credit cards articles and products to help
you on your way to success.
Disputing Credit Card Charges
By Leo
Unlike a stolen credit card, an unauthorized or wrongly billed amount is not limited to a $50 liability. As a matter of fact unless you take steps and dispute a charge, the company assumes that you accept the charges and are willing to pay the charges. There can be a variety of reasons for an incorrect amount being charged to your credit card, the first could be that the merchant has made a billing mistake, the second could be that a family member has used the without your knowledge and the worst case scenario, it could be that someone has stolen your identity and is using an add on card to make purchases. In any event it is important to dispute these charges the moment you spot a discrepancy in your card statement.
The first thing you should do is write down every single charge made to your that does not belong to you or is wrongly charged. It is important to sit down and study every new statement religiously. Once you spot an incorrect charge the simplest thing to do is to write it down, instead of getting to work straight away make sure that you analyze the complete statement. Once you have isolated all the incorrect charges make sure that they are do not belong to a family member.
Another thing to note is, if you have made internet purchases the transaction might appear differently on your statement, for example if you shopped with xyz.[com], the charge on the card statement might show as ABC info systems. This is because the merchant account is not in the name of the website but in the name of the company that made the website. Make sure you analyze the statement thoroughly so that you don't have some genuine charges listed as disputable charges. It is prudent to keep a printed receipt of all internet transactions so you can compare the date and time of the transaction with the disputable charge on your statement.
Once you are sure that the incorrect charges on your credit
Additional
Resources
Comparing 0 Apr Credit Cards
By Robert
This article describes how to compare 0 APR credit card offers. cript type="text/javascript" Read more...
|
Additional
Resources
Student Credit Cards: What Every Parent Must Know
By Ed
Your young adult offspring is heading off to college for the very first time. Let’s take a look at some benefits of giving your son or daughter their very own Read more...
|
We strive to provide only quality articles, so
if there is a specific topic related to credit card that
you would like us to cover, please contact us at any time.
And again, thank you to those contributing
daily to our secured credit cards website.
|
|
