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Why You Should Compare Credit Cards Before Applying By Jon You have been pre-approved for a low interest credit card with a typical APR of 12.5%, and an introductory rate of 7% for the first three months. There's an Read more...
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Changing Your Credit Card Can Help With Debt Management By Martin
Consumer debt is currently spiralling higher by the week. As various companies, consumer groups and government agencies try to dispense advice to consumers about how to manage their debt, it's important for people to understand that they have a large variety of options available to them when it comes to avoiding a debt-management crisis. One such option that some owners can opt for is to change their provider.
Changing your provider is a sensible option to take if you're struggling to pay off your current credit balance. In fact, many companies offer extremely low - sometimes zero percent - rates on balance transfers. So if you think you can pay off your existing debt within six months - and the zero per cent interest rate is valid for the same period of time - then changing your provider is surely an obvious move to make.
However, it's important to research thoroughly before you take this step: once the initial low or zero per cent interest rate offer has passed, the rising monthly repayments can soon offset any benefit that the introductory interest rate may have given you. Most banks will warn you when the low interest period is over, but it's vital that you maintain your financial sense
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Bad Credit - Fast Fix By Jean Simmer Credit card holders must be very careful of fraud and inaccuracy in billing statements. In fact, a number of states already have laws that regulate the credit repair companies when such a Read more...
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College Student Credit Card Debt. Tips For Parents By derek For parents college can be expensive, however for the college student, credit card debt seems to come with the territory. Do students and credit cards go well together? If you're starting at Read more...
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