The competition to get your business has heated up so extensively that banks are literally paying you to take a from them. Nearly every major issuing bank now offers a that gives you bonuses for using their card. Consider the following offers you can find today on Internet sites where you can apply for a card online.
Cash Back Credit Cards
These cards return money to you in the form of checks. Many of the cards offer deals like 5% cash back on purchases at grocery stores, drug stores, and gas stations. In most cases, the stores are the major chains where you probably shop anyway. On top of that, these cash back cards usually offer 1% cash back on all other purchases. Some cards offer even higher cash back percentages for specific gas stations or for buying specific grocery or drug store products.
A quick bit of math will prove how valuable this cash back proposition can be. Let’s say you’re a family of four with two cars. You spend $600 a month at grocery stores, $100 at drug stores, and $200 at gas stations. If you pay for these purchases using your instead of cash or a paper check, that’s $900 per month on which you get 5% cash back. That comes out to $45 per month returned to you. Let’s say that in addition, you use your card to make another $500 in other purchases that qualify for 1% back; that adds another $5 to your coffers, for a total of $50 per month, or $600 per year back to you. Not too shabby for just using a credit card.
Rewards Credit Cards
Some credit cards offer you rewards such as bonus points that count toward gift certificates redeemable
Additional
Resources
The Awful Truth About Credit Card Balance Transfers
By Gordon
This article aims to tell you the awful truth about how banks apportion the month's repayment of interest by allocating various levels predicated on the different rates of interest that they charge, Read more...
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Additional
Resources
Get Foreign Currency From Uk Atms With Your Credit Card
By adam.singleton.uk@googlemail.com
Following a successful six-month trial, ATM organisation Link has announced that they are to increase the number of UK ATMs that dispense foreign currency. As well as giving out UK Sterling, cash Read more...
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