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When Is The Best Time To Use A Low Interest Credit Card?
By Jon
The resident financial experts will tell you that there are times when one credit card is better than another. They offer different features, and many are Read more...
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Research Finds Credit Card Repayments Up In 2007
By Andrew
Credit card spending and record levels of consumer debt have blighted UK consumers for many years, with the importance of credit groups steadily increasing in everyday life. In periods where lavish spending is expected - for instance, at Christmas and during the summer holiday season - credit spending can be a particularly large problem. However, in January 2007, new research revealed that while Britain's level of spending is increasing, the rate at which consumers are paying off their debt is also rising.
According to Morgan Stanley, spending has risen to an average of £1228 per person in the UK - almost £500 more than in the first three months last year. However, repayments were also up to their highest level since 1998, at 95.3 per cent. According to Patrick Muir of Morgan Stanley: "It is encouraging to see that people are using their credit cards sensibly, with spending and repayment figures increasing in tandem."
Mr Muir added: "Cardholders are becoming increasingly clever when it comes to being rewarded for the purchases they make and with a wide variety of reward schemes available, ranging from collecting points to cash back, spending on credit cards is fast becoming the most appealing way to pay when compared to other methods."
The study by Morgan Stanley infers that, while the popularity of credit cards is higher than ever, the increasing offers provided
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How To Give Your Business Credibility
By David Coyne, Sat Dec 10th
Let’s face it. Buying products and services from the Internetcan be a bit intimidating.You may have no idea where the online merchant is located. Youmay not know how safe your personal and Read more...
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Getting Out And Staying Out Of Credit Card Debt
By William R. Nabaza of http://www.nabaza.com/ecommerce.htm, Mon Jan 2nd
Credit card debt is a major cause of over one millionbankruptcies each year. The reason is that many people get acredit card without researching and reading the fine print. Bythe time annual fees Read more...
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