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a plastic payment card which enables the cardholder to pay for goods and services and to obtain cash advances up to a pre-arranged credit limit. The holder may settle the outstanding balance in full or in part by the end of a specified period, or `roll it over' to the next period, whereupon an interest payment is due.
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Disputing Credit Card Charges
By Leo
Unlike a stolen credit card, an unauthorized or wrongly billed amount is not limited to a $50 liability. As a matter of fact unless you take steps and dispute a credit card charge, the credit card Read more...
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Below, you'll find extensive
information on leading chase credit card services articles and products to help
you on your way to success.
Getting A Credit Card In An Instant
By Joseph
Getting a used to be a time-consuming business. You'd have to ring or go into your bank, fill out a lengthy form and wait for quite a while before you got a reply. Although many people are still using that method, there's now a quicker way, thanks to the Internet.
How Do I Find An Online Application?
Most card issuers now offer online application for their credit cards. Finding one is as simple as doing an Internet search or visiting that company's website. In addition, there are several comparison sites that allow users to select cards that match a range of features and then apply. applicants are required to be UK residents and over 18.
Most online applications now have a summary box which gives details of the rates that apply to purchases, balance transfers and cash advances, the interest free period, fees and charges, how interest is charged and how payments are allocated. There is also a link to the detailed terms and conditions. Once you've read these, it's time to fill in the application form. Here is the information that most applications ask for.
Cardholder's Name And Address
To start with, you will need to give your name. This is usually your full name, no hiding that unwanted moniker from the companies. They will also ask about marital status and your date of birth. companies also ask for your mother's maiden name for security purposes. Applications are only taken from the principal cardholder. This means you can't apply for a on someone else's behalf. However, you can add an additional cardholder at the time of application or later.
You
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Could A Fraudster Be Using Your Credit Card?
By Joseph
If your credit card statement has transactions you don't know about, don't just dismiss them as a banking error. It could be worth checking to see if you are a Read more...
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Got Credit Card Debt? Try Transferring Your Balance
By Andrew
If you currently hold debts on one or more credit cards and you’re having trouble paying them off, switching to a new card with a low balance transfer rate could save you a lot of money. By Read more...
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