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A payment card issued for purchasing goods, services and obtaining cash against a line of credit established by the issuer of the card. Bills are usually sent monthly and you can either choose to pay a minimum payment or pay in full, eg. Barclaycard / VISA / MasterCard.
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Improve Your Credit Card Ratings
By Marc
Tips on improving your credit card ratings. This applies to people with bad credit ratings and people without any credit ratings at all. iv Read more...
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Identity Theft - Who Is Using Your Credit Card?
By Joseph
Sometimes you get a shock when you open your statement, and it's not just because of the phenomenal amount you spent on clothes last month. Occasionally there may be transactions on your statement that don't look familiar. Sometimes this is a simple banking error, but it's worth paying attention, because you may be a victim of identity theft.
What Is Identity Theft?
Identity theft is the theft of personal information that can be used to identify individuals. It is closely related to identity fraud, which is the use of that information to obtain goods and services by deception. Identity fraud may also mean using that information to create a false identity.
Signs Of Identity Theft
Aside from the appearance of unrecognized transactions on your or bank statements, other signs of identity theft are:
- Getting bills, invoices or receipts for goods or services you haven't ordered
- Getting turned down for a or loan in spite of having a good credit rating
- Finding that a mobile phone contract has been set up in your name without your knowledge
- Receiving letters from solicitors or debt collectors for debts that you know nothing about
- Your post goes missing
- Someone seems to be messing with your rubbish bags
How Does Identity Theft Happen?
There are many ways in which identity fraudsters can get hold of your personal information. In some cases, this may be through theft of your wallet or purse, burglary of your home, or pilfering from your letterbox. Identity fraudsters look for personal information such as your name, address, date of birth and so on. These can help them to set up new identities and even fraudulent businesses.
Other ways of stealing your
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Repair Your Credit Rating With A Secured Credit Card
By Susan
Most people who have taken out a loan or use a credit card have credit rating. However, if you miss a payment or owe money to a creditor, the creditor will report this to a credit reporting agency Read more...
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Use A Bad Credit Credit Card To Repair Your Credit
By Jon
If you've been struggling with credit problems and trying to mend bent and broken credit, you may feel as if you'll never be able to clear your adverse credit Read more...
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