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A credit card gives you the power to buy goods or services now and pay for them later. It represents an approval by a bank or company to use their money. Credit card issuers are usually banks, even though the card may bear another company name or logo. The name of the issuer appears somewhere on the card. Trade names such as VISA and MasterCard are not actually card issuers. They are termed "membership associations. ...
 

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Tips To Apply For A Credit Card
By William R. Nabaza of http://www.nabaza.com/ecommerce.htm, Mon Jan 2nd
Filling out a credit card application is just like filling out ajob application-everyone needs some tips to use so that they getapproved.If your credit is bad, then it may be a little more Read more...

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Below, you'll find extensive information on leading apply for a credit card online articles and products to help you on your way to success.


Hilton Hhonors Platinum Credit Card - Pros And Cons
By George
The Hilton HHonors® Platinum Card from American Express® is designed for those with very good credit who frequently stay at Hilton Hotels.

The reward program allows cardholders to earn three points for every dollar spent on the card for general purchases and five points for every dollar spent at Hilton Hotels, grocery stores, drugstores, gas stations, restaurants, the U.S Postal Service, and wireless phone bills. It has to be noted most reward programs only offer one point per dollar spent for general purchases.

Credit Card Pros and Cons

Pros:

Cardholders receive 10,000 bonus points for their first purchase, which must be made within one month of approval, and up to 10,000 bonus points for their first four stays at any Hilton.

The reward program can be combined with the Hilton HHonors® reward program that offers various benefits to cardholders including a chance to earn both points and frequent flyer miles for a qualifying hotel stay.

Best for those who frequently stay at Hilton Hotels and will be able to take advantage of the reward program as well as the many cardholder benefits provided by American Express®.

Three points for general purchases.

Bonus points, earned points do not expire.

Cardholders will be awarded two points for every dollar spent on eligible purchases exceeding $100,000.

There is no annual fee on the card.

Low introductory rate is available for purchases and balance transfers for the first six months (balance transfers must be submitted during the application process).

Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Guaranteed hotel and motel reservations.
Emergency card replacement.
Emergency cash replacement.
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Credit Card Security Gets A Boost
By Devlin
The credit card seems to be one of the most popular ways to make any kind of payment; it is easier to purchase goods or pay taxes or bills using it. The credit card owner has user friendly accessible Read more...
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College Student Credit Card Debt. Tips For Parents
By derek
For parents college can be expensive, however for the college student, credit card debt seems to come with the territory. Do students and credit cards go well together? If you're starting at Read more...

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